IWF vs XLF: how much do they overlap?
iShares Russell 1000 Growth ETF (IWF) · Financial Select Sector SPDR ETF (XLF)
overlap by weight · 28 shared holdings
IWF: 387 holdings (as of 2026-03-31) · XLF: 77 holdings (as of 09-Jul-2026)
Note: the two funds' latest official filings have different dates, which can understate overlap slightly for funds tracking similar indexes.
Low overlap
What this means
IWF and XLF hold mostly different stocks. Combining them genuinely spreads your exposure across different parts of the market.
Overlap by weight sums the smaller of the two funds' weights for every stock they both hold — it answers "how much of my money is in the same stocks either way?" See methodology.
Top shared holdings
| Company | Ticker | in IWF | in XLF |
|---|---|---|---|
| VISA INC. | V | 1.84% | 7.36% |
| MASTERCARD INCORPORATED | MA | 1.45% | 5.38% |
| BLACKSTONE INC. | BX | 0.31% | 1.16% |
| MOODY'S CORPORATION | MCO | 0.24% | 0.93% |
| AON PUBLIC LIMITED COMPANY | AON | 0.23% | 0.97% |
| AMERICAN EXPRESS COMPANY | AXP | 0.19% | 2.35% |
| AMERIPRISE FINANCIAL, INC. | AMP | 0.13% | 0.57% |
| CITIGROUP INC. | C | 0.13% | 3.03% |
| APOLLO GLOBAL MANAGEMENT, INC. | APO | 0.12% | 0.7% |
| BANK OF AMERICA CORPORATION | BAC | 0.09% | 4.93% |
FAQ
How much do IWF and XLF overlap?
IWF and XLF have a 5.3% overlap by weight, sharing 28 holdings (out of 387 in IWF and 77 in XLF), based on official issuer holdings as of 2026-03-31.
What does 5.3% overlap mean?
IWF and XLF hold mostly different stocks. Combining them genuinely spreads your exposure across different parts of the market.
Which stocks do IWF and XLF both hold?
The largest shared positions are VISA INC., MASTERCARD INCORPORATED, BLACKSTONE INC., MOODY'S CORPORATION, AON PUBLIC LIMITED COMPANY. The full list of top shared holdings with weights in each fund is shown on this page.