SCHD vs VTI: how much do they overlap?

Schwab U.S. Dividend Equity ETF (SCHD) · Vanguard Total Stock Market ETF (VTI)

7%

overlap by weight · 94 shared holdings

SCHD: 97 holdings (as of 2026-02-28) · VTI: 3503 holdings (as of 2026-03-31)

Note: the two funds' latest official filings have different dates, which can understate overlap slightly for funds tracking similar indexes.

Low overlap

What this means

SCHD and VTI hold mostly different stocks. Combining them genuinely spreads your exposure across different parts of the market.

Overlap by weight sums the smaller of the two funds' weights for every stock they both hold — it answers "how much of my money is in the same stocks either way?" See methodology.

Top shared holdings

CompanyTickerin SCHDin VTI
Chevron Corp CVX 4.31% 0.63%
AbbVie Inc ABBV 3.53% 0.61%
Home Depot Inc/The HD 3.72% 0.52%
Merck & Co Inc MRK 4.24% 0.47%
Cisco Systems Inc CSCO 3.58% 0.44%
Coca-Cola Co/The KO 4.03% 0.42%
PepsiCo Inc PEP 4.01% 0.34%
Verizon Communications Inc VZ 4.31% 0.3%
Amgen Inc AMGN 3.93% 0.3%
Texas Instruments Inc TXN 4.06% 0.28%

FAQ

How much do SCHD and VTI overlap?

SCHD and VTI have a 7% overlap by weight, sharing 94 holdings (out of 97 in SCHD and 3503 in VTI), based on official issuer holdings as of 2026-02-28.

What does 7% overlap mean?

SCHD and VTI hold mostly different stocks. Combining them genuinely spreads your exposure across different parts of the market.

Which stocks do SCHD and VTI both hold?

The largest shared positions are Chevron Corp, AbbVie Inc, Home Depot Inc/The, Merck & Co Inc, Cisco Systems Inc. The full list of top shared holdings with weights in each fund is shown on this page.

Related comparisons

→ Check your whole portfolio at once (free, no signup)