SCHG vs XLY: how much do they overlap?

Schwab U.S. Large-Cap Growth ETF (SCHG) · Consumer Discretionary Select Sector SPDR ETF (XLY)

12%

overlap by weight · 15 shared holdings

SCHG: 194 holdings (as of 2026-02-28) · XLY: 47 holdings (as of 09-Jul-2026)

Note: the two funds' latest official filings have different dates, which can understate overlap slightly for funds tracking similar indexes.

Low overlap

What this means

SCHG and XLY hold mostly different stocks. Combining them genuinely spreads your exposure across different parts of the market.

Overlap by weight sums the smaller of the two funds' weights for every stock they both hold — it answers "how much of my money is in the same stocks either way?" See methodology.

Top shared holdings

CompanyTickerin SCHGin XLY
Amazon.com Inc AMZN 5.14% 23.12%
Tesla Inc TSLA 4.22% 19.05%
Booking Holdings Inc BKNG 0.52% 3.4%
O'Reilly Automotive Inc ORLY 0.3% 1.76%
Marriott International Inc/MD MAR 0.29% 2.04%
Hilton Worldwide Holdings Inc HLT 0.28% 1.92%
DoorDash Inc DASH 0.25% 1.82%
AutoZone Inc AZO 0.24% 1.24%
Airbnb Inc ABNB 0.22% 1.53%
Carvana Co CVNA 0.18% 1.2%

FAQ

How much do SCHG and XLY overlap?

SCHG and XLY have a 12% overlap by weight, sharing 15 holdings (out of 194 in SCHG and 47 in XLY), based on official issuer holdings as of 2026-02-28.

What does 12% overlap mean?

SCHG and XLY hold mostly different stocks. Combining them genuinely spreads your exposure across different parts of the market.

Which stocks do SCHG and XLY both hold?

The largest shared positions are Amazon.com Inc, Tesla Inc, Booking Holdings Inc, O'Reilly Automotive Inc, Marriott International Inc/MD. The full list of top shared holdings with weights in each fund is shown on this page.

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