SDY vs XLF: how much do they overlap?
SPDR S&P Dividend ETF (SDY) · Financial Select Sector SPDR ETF (XLF)
overlap by weight · 15 shared holdings
SDY: 156 holdings (as of 09-Jul-2026) · XLF: 77 holdings (as of 09-Jul-2026)
Low overlap
What this means
SDY and XLF hold mostly different stocks. Combining them genuinely spreads your exposure across different parts of the market.
Overlap by weight sums the smaller of the two funds' weights for every stock they both hold — it answers "how much of my money is in the same stocks either way?" See methodology.
Top shared holdings
| Company | Ticker | in SDY | in XLF |
|---|---|---|---|
| Aflac Inc | AFL | 0.97% | 0.71% |
| Travelers Cos Inc/The | TRV | 0.7% | 0.91% |
| Ameriprise Financial Inc | AMP | 0.65% | 0.57% |
| Chubb Ltd | CB | 0.52% | 1.6% |
| S+P Global Inc | SPGI | 0.37% | 1.67% |
| Cincinnati Financial Corp | CINF | 1.04% | 0.35% |
| T Rowe Price Group Inc | TROW | 1.11% | 0.32% |
| Brown + Brown Inc | BRO | 0.41% | 0.25% |
| Wr Berkley Corp | WRB | 0.25% | 0.27% |
| Globe Life Inc | GL | 0.46% | 0.18% |
FAQ
How much do SDY and XLF overlap?
SDY and XLF have a 4.8% overlap by weight, sharing 15 holdings (out of 156 in SDY and 77 in XLF), based on official issuer holdings as of 09-Jul-2026.
What does 4.8% overlap mean?
SDY and XLF hold mostly different stocks. Combining them genuinely spreads your exposure across different parts of the market.
Which stocks do SDY and XLF both hold?
The largest shared positions are Aflac Inc, Travelers Cos Inc/The, Ameriprise Financial Inc, Chubb Ltd, S+P Global Inc. The full list of top shared holdings with weights in each fund is shown on this page.