VIG vs XLF: how much do they overlap?
Vanguard Dividend Appreciation ETF (VIG) · Financial Select Sector SPDR ETF (XLF)
overlap by weight · 38 shared holdings
VIG: 332 holdings (as of 2026-04-30) · XLF: 77 holdings (as of 09-Jul-2026)
Note: the two funds' latest official filings have different dates, which can understate overlap slightly for funds tracking similar indexes.
Low overlap
What this means
VIG and XLF hold mostly different stocks. Combining them genuinely spreads your exposure across different parts of the market.
Overlap by weight sums the smaller of the two funds' weights for every stock they both hold — it answers "how much of my money is in the same stocks either way?" See methodology.
Top shared holdings
| Company | Ticker | in VIG | in XLF |
|---|---|---|---|
| JPMorgan Chase & Co | JPM | 3.59% | 11.45% |
| Visa Inc | V | 2.33% | 7.36% |
| Mastercard Inc | MA | 1.84% | 5.38% |
| Bank of America Corp | BAC | 1.57% | 4.93% |
| Goldman Sachs Group Inc/The | GS | 1.19% | 3.97% |
| Morgan Stanley | MS | 1.03% | 3.39% |
| BlackRock Funding Inc/DE | BLK | 0.69% | 1.87% |
| S&P Global Inc | SPGI | 0.59% | 1.67% |
| Chubb Ltd | CB | 0.54% | 1.6% |
| CME Group Inc | CME | 0.47% | 1.11% |
FAQ
How much do VIG and XLF overlap?
VIG and XLF have a 19.3% overlap by weight, sharing 38 holdings (out of 332 in VIG and 77 in XLF), based on official issuer holdings as of 2026-04-30.
What does 19.3% overlap mean?
VIG and XLF hold mostly different stocks. Combining them genuinely spreads your exposure across different parts of the market.
Which stocks do VIG and XLF both hold?
The largest shared positions are JPMorgan Chase & Co, Visa Inc, Mastercard Inc, Bank of America Corp, Goldman Sachs Group Inc/The. The full list of top shared holdings with weights in each fund is shown on this page.