VTI vs XLK: how much do they overlap?

Vanguard Total Stock Market ETF (VTI) · Technology Select Sector SPDR ETF (XLK)

28.9%

overlap by weight · 73 shared holdings

VTI: 3503 holdings (as of 2026-03-31) · XLK: 74 holdings (as of 09-Jul-2026)

Note: the two funds' latest official filings have different dates, which can understate overlap slightly for funds tracking similar indexes.

Low overlap

What this means

VTI and XLK hold mostly different stocks. Combining them genuinely spreads your exposure across different parts of the market.

Overlap by weight sums the smaller of the two funds' weights for every stock they both hold — it answers "how much of my money is in the same stocks either way?" See methodology.

Top shared holdings

CompanyTickerin VTIin XLK
NVIDIA Corp NVDA 6.42% 13.18%
Apple Inc AAPL 5.94% 12.47%
Microsoft Corp MSFT 4.38% 7.66%
Broadcom Inc AVGO 2.34% 5.1%
Micron Technology Inc MU 0.61% 4.13%
Advanced Micro Devices Inc AMD 0.53% 4.56%
Palantir Technologies Inc PLTR 0.51% 1.94%
Cisco Systems Inc CSCO 0.44% 3.06%
Applied Materials Inc AMAT 0.43% 3.06%
Lam Research Corp LRCX 0.43% 2.89%

FAQ

How much do VTI and XLK overlap?

VTI and XLK have a 28.9% overlap by weight, sharing 73 holdings (out of 3503 in VTI and 74 in XLK), based on official issuer holdings as of 2026-03-31.

What does 28.9% overlap mean?

VTI and XLK hold mostly different stocks. Combining them genuinely spreads your exposure across different parts of the market.

Which stocks do VTI and XLK both hold?

The largest shared positions are NVIDIA Corp, Apple Inc, Microsoft Corp, Broadcom Inc, Micron Technology Inc. The full list of top shared holdings with weights in each fund is shown on this page.

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