VTI vs XLU: how much do they overlap?
Vanguard Total Stock Market ETF (VTI) · Utilities Select Sector SPDR ETF (XLU)
overlap by weight · 31 shared holdings
VTI: 3503 holdings (as of 2026-03-31) · XLU: 32 holdings (as of 09-Jul-2026)
Note: the two funds' latest official filings have different dates, which can understate overlap slightly for funds tracking similar indexes.
Low overlap
What this means
VTI and XLU hold mostly different stocks. Combining them genuinely spreads your exposure across different parts of the market.
Overlap by weight sums the smaller of the two funds' weights for every stock they both hold — it answers "how much of my money is in the same stocks either way?" See methodology.
Top shared holdings
| Company | Ticker | in VTI | in XLU |
|---|---|---|---|
| NextEra Energy Inc | NEE | 0.31% | 12.85% |
| Southern Co/The | SO | 0.17% | 7.59% |
| Duke Energy Corp | DUK | 0.16% | 6.91% |
| Constellation Energy Corp | CEG | 0.14% | 5.67% |
| American Electric Power Co Inc | AEP | 0.11% | 5.15% |
| Sempra | SRE | 0.1% | 4.38% |
| Dominion Energy Inc | D | 0.09% | 4.32% |
| Entergy Corp | ETR | 0.08% | 3.69% |
| Vistra Corp | VST | 0.08% | 3.54% |
| Xcel Energy Inc | XEL | 0.08% | 3.49% |
FAQ
How much do VTI and XLU overlap?
VTI and XLU have a 2.3% overlap by weight, sharing 31 holdings (out of 3503 in VTI and 32 in XLU), based on official issuer holdings as of 2026-03-31.
What does 2.3% overlap mean?
VTI and XLU hold mostly different stocks. Combining them genuinely spreads your exposure across different parts of the market.
Which stocks do VTI and XLU both hold?
The largest shared positions are NextEra Energy Inc, Southern Co/The, Duke Energy Corp, Constellation Energy Corp, American Electric Power Co Inc. The full list of top shared holdings with weights in each fund is shown on this page.