VTV vs XLF: how much do they overlap?
Vanguard Value ETF (VTV) · Financial Select Sector SPDR ETF (XLF)
overlap by weight · 59 shared holdings
VTV: 311 holdings (as of 2026-03-31) · XLF: 77 holdings (as of 09-Jul-2026)
Note: the two funds' latest official filings have different dates, which can understate overlap slightly for funds tracking similar indexes.
Low overlap
What this means
VTV and XLF hold mostly different stocks. Combining them genuinely spreads your exposure across different parts of the market.
Overlap by weight sums the smaller of the two funds' weights for every stock they both hold — it answers "how much of my money is in the same stocks either way?" See methodology.
Top shared holdings
| Company | Ticker | in VTV | in XLF |
|---|---|---|---|
| Berkshire Hathaway Inc | BRK.B | 3.06% | 11.57% |
| JPMorgan Chase & Co | JPM | 3.03% | 11.45% |
| Bank of America Corp | BAC | 1.23% | 4.93% |
| Wells Fargo & Co | WFC | 1.01% | 3.39% |
| Goldman Sachs Group Inc/The | GS | 0.98% | 3.97% |
| Morgan Stanley | MS | 0.8% | 3.39% |
| Citigroup Inc | C | 0.76% | 3.03% |
| Charles Schwab Corp/The | SCHW | 0.64% | 2.12% |
| American Express Co | AXP | 0.6% | 2.35% |
| BlackRock Funding Inc/DE | BLK | 0.55% | 1.87% |
FAQ
How much do VTV and XLF overlap?
VTV and XLF have a 21.8% overlap by weight, sharing 59 holdings (out of 311 in VTV and 77 in XLF), based on official issuer holdings as of 2026-03-31.
What does 21.8% overlap mean?
VTV and XLF hold mostly different stocks. Combining them genuinely spreads your exposure across different parts of the market.
Which stocks do VTV and XLF both hold?
The largest shared positions are Berkshire Hathaway Inc, JPMorgan Chase & Co, Bank of America Corp, Wells Fargo & Co, Goldman Sachs Group Inc/The. The full list of top shared holdings with weights in each fund is shown on this page.