VUG vs XLF: how much do they overlap?
Vanguard Growth ETF (VUG) · Financial Select Sector SPDR ETF (XLF)
overlap by weight · 12 shared holdings
VUG: 153 holdings (as of 2026-03-31) · XLF: 77 holdings (as of 09-Jul-2026)
Note: the two funds' latest official filings have different dates, which can understate overlap slightly for funds tracking similar indexes.
Low overlap
What this means
VUG and XLF hold mostly different stocks. Combining them genuinely spreads your exposure across different parts of the market.
Overlap by weight sums the smaller of the two funds' weights for every stock they both hold — it answers "how much of my money is in the same stocks either way?" See methodology.
Top shared holdings
| Company | Ticker | in VUG | in XLF |
|---|---|---|---|
| Visa Inc | V | 1.65% | 7.36% |
| Mastercard Inc | MA | 1.33% | 5.38% |
| Moody's Corp | MCO | 0.23% | 0.93% |
| S&P Global Inc | SPGI | 0.22% | 1.67% |
| Robinhood Markets Inc | HOOD | 0.2% | 1.16% |
| Apollo Global Management Inc | APO | 0.17% | 0.7% |
| Blackstone Inc | BX | 0.16% | 1.16% |
| MSCI Inc | MSCI | 0.14% | 0.56% |
| Coinbase Global Inc | COIN | 0.14% | 0.45% |
| Block Inc | XYZ | 0.12% | 0.53% |
FAQ
How much do VUG and XLF overlap?
VUG and XLF have a 4.5% overlap by weight, sharing 12 holdings (out of 153 in VUG and 77 in XLF), based on official issuer holdings as of 2026-03-31.
What does 4.5% overlap mean?
VUG and XLF hold mostly different stocks. Combining them genuinely spreads your exposure across different parts of the market.
Which stocks do VUG and XLF both hold?
The largest shared positions are Visa Inc, Mastercard Inc, Moody's Corp, S&P Global Inc, Robinhood Markets Inc. The full list of top shared holdings with weights in each fund is shown on this page.