DGRO vs XLF: how much do they overlap?
iShares Core Dividend Growth ETF (DGRO) · Financial Select Sector SPDR ETF (XLF)
overlap by weight · 48 shared holdings
DGRO: 394 holdings (as of 2026-04-30) · XLF: 77 holdings (as of 09-Jul-2026)
Note: the two funds' latest official filings have different dates, which can understate overlap slightly for funds tracking similar indexes.
Low overlap
What this means
DGRO and XLF hold mostly different stocks. Combining them genuinely spreads your exposure across different parts of the market.
Overlap by weight sums the smaller of the two funds' weights for every stock they both hold — it answers "how much of my money is in the same stocks either way?" See methodology.
Top shared holdings
| Company | Ticker | in DGRO | in XLF |
|---|---|---|---|
| JP MORGAN CHASE & COMPANY | JPM | 3.04% | 11.45% |
| BANK OF AMERICA CORP | BAC | 1.83% | 4.93% |
| WELLS FARGO & COMPANY | WFC | 1.29% | 3.39% |
| MORGAN STANLEY | MS | 1.28% | 3.39% |
| GOLDMAN SACHS GROUP INC (THE) | GS | 1.18% | 3.97% |
| CITIGROUP INC | C | 1.12% | 3.03% |
| VISA INC | V | 1.05% | 7.36% |
| BLACKROCK INC | BLK | 0.72% | 1.87% |
| PNC FINANCIAL SERVICES GROUP INC (THE) | PNC | 0.66% | 1.28% |
| MASTERCARD INC | MA | 0.61% | 5.38% |
FAQ
How much do DGRO and XLF overlap?
DGRO and XLF have a 19.3% overlap by weight, sharing 48 holdings (out of 394 in DGRO and 77 in XLF), based on official issuer holdings as of 2026-04-30.
What does 19.3% overlap mean?
DGRO and XLF hold mostly different stocks. Combining them genuinely spreads your exposure across different parts of the market.
Which stocks do DGRO and XLF both hold?
The largest shared positions are JP MORGAN CHASE & COMPANY, BANK OF AMERICA CORP, WELLS FARGO & COMPANY, MORGAN STANLEY, GOLDMAN SACHS GROUP INC (THE). The full list of top shared holdings with weights in each fund is shown on this page.