VYM vs XLF ETF holdings comparison
Vanguard High Dividend Yield ETF (VYM) · Financial Select Sector SPDR ETF (XLF)
VYM and XLF overlap by 17.7% by portfolio weight. The remaining 82.3 percentage points are not counted as shared holdings weight by this calculation. They share 51 stocks; the largest shared position is JPMorgan Chase & Co (JPM), contributing 3.34% to the overlap.
The holdings dates differ. This can slightly understate overlap for funds tracking similar indexes.
What this means
VYM and XLF share a smaller portion of their portfolio weight in the same underlying stocks. OverlapCheck labels this "low holdings overlap" using house ranges of 70% or more, 30% to under 70%, and under 30%. These descriptive ranges are not industry standards or investment guidance. Holdings overlap does not measure correlation, volatility, geographic or factor exposure, fees, or suitability.
Overlap by weight sums the smaller of the two funds' weights for every stock they both hold. It answers "how much of my money is in the same stocks either way?" See methodology.
This comparison covers normalized equity positions represented in the dataset. Cash, derivatives, options, structured notes, and other non-equity assets are not included, so the result is not a complete comparison of every asset or risk in either fund.
Top shared holdings
| Company | Ticker | in VYM | in XLF |
|---|---|---|---|
| JPMorgan Chase & Co | JPM | 3.34% | 11.60% |
| Bank of America Corp | BAC | 1.44% | 4.95% |
| Goldman Sachs Group Inc/The | GS | 1.07% | 3.79% |
| Wells Fargo & Co | WFC | 1.06% | 3.15% |
| Morgan Stanley | MS | 0.90% | 3.15% |
| Citigroup Inc | C | 0.88% | 2.76% |
| BlackRock Funding Inc/DE | BLK | 0.68% | 2.06% |
| Chubb Ltd | CB | 0.50% | 1.50% |
| Progressive Corp/The | PGR | 0.49% | 1.58% |
| Capital One Financial Corp | COF | 0.49% | 1.63% |
Holdings only in VYM or XLF
VYM has 557 fund-only positions representing approximately 81.8 percentage points of reported exposure; XLF has 26 fund-only positions representing approximately 41.5 percentage points of reported exposure. These are positions whose normalized security identifiers appear in one issuer file but not the other.
Largest positions only in VYM
| Company | Ticker | Weight |
|---|---|---|
| Broadcom Inc | AVGO | 8.03% |
| Exxon Mobil Corp | XOM | 2.72% |
| Johnson & Johnson | JNJ | 2.30% |
| Caterpillar Inc | CAT | 1.72% |
| AbbVie Inc | ABBV | 1.56% |
| Cisco Systems Inc | CSCO | 1.52% |
| Chevron Corp | CVX | 1.51% |
| Procter & Gamble Co/The | PG | 1.44% |
| UnitedHealth Group Inc | UNH | 1.40% |
| Home Depot Inc/The | HD | 1.36% |
Largest positions only in XLF
| Company | Ticker | Weight |
|---|---|---|
| Berkshire Hathaway Inc Cl B | BRK.B | 11.22% |
| Visa Inc Class A Shares | V | 7.74% |
| Mastercard Inc A | MA | 5.87% |
| Schwab (Charles) Corp | SCHW | 2.23% |
| American Express Co | AXP | 2.17% |
| S+P Global Inc | SPGI | 1.59% |
| Intercontinental Exchange In | ICE | 1.11% |
| Robinhood Markets Inc A | HOOD | 1.08% |
| Moody S Corp | MCO | 0.94% |
| Aon Plc Class A | AON | 0.92% |
FAQ
How much do VYM and XLF overlap?
VYM and XLF have 17.7% overlap by weight, sharing 51 equity positions (out of 608 in VYM and 77 in XLF). The official holdings files used are dated 2026-04-30 for VYM and 2026-08-25 for XLF.
What does 17.7% overlap mean?
VYM and XLF share a smaller portion of their portfolio weight in the same underlying stocks. OverlapCheck labels this "low holdings overlap" using house ranges of 70% or more, 30% to under 70%, and under 30%. These descriptive ranges are not industry standards or investment guidance. Holdings overlap does not measure correlation, volatility, geographic or factor exposure, fees, or suitability.
Which stocks do VYM and XLF both hold?
The largest shared positions are JPMorgan Chase & Co, Bank of America Corp, Goldman Sachs Group Inc/The, Wells Fargo & Co, Morgan Stanley. The top shared holdings with weights in each fund are shown on this page.
What holdings are different between VYM and XLF?
VYM has 557 positions not found in XLF, while XLF has 26 positions not found in VYM. The largest fund-only positions and their weights are shown on this page.