EFA vs XLF ETF holdings comparison
iShares MSCI EAFE ETF (EFA) · Financial Select Sector SPDR ETF (XLF)
EFA and XLF overlap by 0% by portfolio weight. The remaining 100.0 percentage points are not counted as shared holdings weight by this calculation. They share 0 stocks;
The holdings dates differ. This can slightly understate overlap for funds tracking similar indexes.
What this means
EFA and XLF share a smaller portion of their portfolio weight in the same underlying stocks. OverlapCheck labels this "low holdings overlap" using house ranges of 70% or more, 30% to under 70%, and under 30%. These descriptive ranges are not industry standards or investment guidance. Holdings overlap does not measure correlation, volatility, geographic or factor exposure, fees, or suitability.
Overlap by weight sums the smaller of the two funds' weights for every stock they both hold. It answers "how much of my money is in the same stocks either way?" See methodology.
This comparison covers normalized equity positions represented in the dataset. Cash, derivatives, options, structured notes, and other non-equity assets are not included, so the result is not a complete comparison of every asset or risk in either fund.
Top shared holdings
No shared stocks were found in the normalized issuer holdings used for this comparison. That result applies only to the holdings files and dates shown above.
Holdings only in EFA or XLF
EFA has 676 fund-only positions representing approximately 97.9 percentage points of reported exposure; XLF has 77 fund-only positions representing approximately 99.8 percentage points of reported exposure. These are positions whose normalized security identifiers appear in one issuer file but not the other.
Largest positions only in EFA
| Company | Ticker | Weight |
|---|---|---|
| ASML Holding N.V. | N/A | 2.58% |
| HSBC HOLDINGS PLC | N/A | 1.45% |
| ASTRAZENECA PLC | N/A | 1.35% |
| Roche Holding AG | N/A | 1.32% |
| Novartis AG | N/A | 1.29% |
| Nestle S.A. | N/A | 1.20% |
| SHELL PLC | N/A | 1.19% |
| Siemens Aktiengesellschaft | N/A | 1.04% |
| COMMONWEALTH BANK OF AUSTRALIA | N/A | 0.97% |
| Mitsubishi UFJ Financial Group, Inc. | N/A | 0.93% |
Largest positions only in XLF
| Company | Ticker | Weight |
|---|---|---|
| Jpmorgan Chase + Co | JPM | 11.60% |
| Berkshire Hathaway Inc Cl B | BRK.B | 11.22% |
| Visa Inc Class A Shares | V | 7.74% |
| Mastercard Inc A | MA | 5.87% |
| Bank Of America Corp | BAC | 4.95% |
| Goldman Sachs Group Inc | GS | 3.79% |
| Morgan Stanley | MS | 3.15% |
| Wells Fargo + Co | WFC | 3.15% |
| Citigroup Inc | C | 2.76% |
| Schwab (Charles) Corp | SCHW | 2.23% |
FAQ
How much do EFA and XLF overlap?
EFA and XLF have 0% overlap by weight, sharing 0 equity positions (out of 676 in EFA and 77 in XLF). The official holdings files used are dated 2026-04-30 for EFA and 2026-08-25 for XLF.
What does 0% overlap mean?
EFA and XLF share a smaller portion of their portfolio weight in the same underlying stocks. OverlapCheck labels this "low holdings overlap" using house ranges of 70% or more, 30% to under 70%, and under 30%. These descriptive ranges are not industry standards or investment guidance. Holdings overlap does not measure correlation, volatility, geographic or factor exposure, fees, or suitability.
Which stocks do EFA and XLF both hold?
EFA and XLF have no shared stock positions in the normalized issuer holdings used for this comparison.
What holdings are different between EFA and XLF?
EFA has 676 positions not found in XLF, while XLF has 77 positions not found in EFA. The largest fund-only positions and their weights are shown on this page.